Dental Tips |3 min read

No Insurance? Here are 4 Ways to Find an Affordable Fargo Dentist

A background of dollar bills with the text "Ways to access affordable dentistry in Fargo, ND"

Did you know uninsured dental patients visit a dentist once every two years, compared to insured patients who visit Opens new tab to source of this fact 1.5 times per year?

That difference can have a significant impact on your oral and overall health!

Our affordable Fargo dentist believes everyone should have access to high-quality dental care and money or insurance coverage should not dictate that.

In this blog, we have outlined four different ways you can access affordable dentistry in Fargo, ND if you have no dental insurance.

Starting with…

Our very own in-house membership plan.

1. Arch Dental Membership Plan

Dr. Derek Harnish is proud to offer patients with no insurance coverage an in-house membership plan with four options.

Our simple dental savings plan takes out all the headaches of dental insurance and replaces it with transparent benefits, like:

  • Professional cleanings and checkups
  • Fluoride treatments
  • Routine x-rays
  • An emergency exam (just in case!)
  • 10% off restorative and cosmetic services
  • Clear pricing with a monthly or yearly payment option
  • No waiting periods, deductibles, copays, pre-approvals, or annual maximums

Best of all: Your benefits start as soon as you sign up! Need a root canal or filling? We’ll get you scheduled ASAP.

Sign up and start saving money today!

2. Ask for a payment plan

Some dental treatments cost more than others. Understandably, you may not be able to pay the dental bill all at once.

So if you’re wondering, “Can you pay a dentist in installments?”

And the answer is usually, YES! We recommend asking your dentist before getting any work done to be sure.

Our family dentist in Fargo, ND partners with Opens new tab to CareCredit website CareCredit, which offers a credit card for low monthly payments.

3. Family Health Care

Opens new tab to Family Health Care website Family Health Care is a local primary care clinic, which provides affordable health services.

Its website states, “We do not refuse care for any patient, regardless of ability to pay.  Whether you have health insurance or not, we will help you get the care you need.”

So, what’s the catch?

Extensive treatments may not be available. With limited services, you may not be offered all your options and risk making irreversible choices like a tooth extraction.

4. Red River Valley Dental Access Project

The Opens new tab to Red River Valley Dental Access Project website Red River Valley Dental Access Project is a non-profit organization, which provides immediate pain relief for low-income dental patients in Fargo.

This walk-in dental clinic is available every Tuesday on a first-come, first-served basis.

P.S. You may see Dr. Harnish volunteering here. He loves to help our community!

Get access to an affordable Fargo dentist if you have no insurance

You deserve high-quality dental care! It is our hope this list of ways to find affordable dentistry guides you in the right direction.

If you have any questions, please contact our dental office in Fargo, ND. We would be more than happy to help you!