Dental Tips |3 min read

No Insurance? Here are 4 Ways to Find an Affordable Fargo Dentist

A background of dollar bills with the text "Ways to access affordable dentistry in Fargo, ND"

Did you know that uninsured dental patients visit a dentist once every two years, compared to insured patients who visit 1.5 times…Click to read more in a new tab… per year?

That difference can have a significant impact on your oral and overall health!

Our Fargo dentist believes in making dental care affordable even to those with no insurance! It’s important for everyone to have access to high-quality dental care; money or lack of insurance should NOT dictate that.

In this blog, we have outlined four ways to access affordable dentistry in Fargo, ND, if you have no dental insurance.

Starting with …

Our very own in-house membership plan.

1. Arch Dental Membership Plan

Dr. Derek Harnish is proud to offer patients without insurance coverage an in-house membership plan with four options.

Our simple dental savings plan takes out all the headaches of dental insurance and replaces it with transparent benefits, like:

  • Professional cleanings and check-ups
  • Fluoride treatments
  • Routine X-rays
  • An emergency exam (just in case!)
  • 10% off restorative and cosmetic services
  • Transparent pricing with a monthly or yearly payment option
  • No waiting periods, deductibles, copays, pre-approvals, or annual maximums

Best of all: Your benefits start as soon as you sign up!

Need a root canal or filling? We’ll get you scheduled ASAP.

So sign up and start saving money today!

2. Ask for a payment plan

Some dental treatments cost more than others.

Understandably, you may not be able to pay the dental bill all at once.

So if you’re wondering, “Can you pay in installments?”

The answer’s usually YES!

Each case is different, so we recommend asking your dentist before getting any work done.

Our family dentist in Fargo, ND, partners with CareCredit…Click to open a new tab to the CareCredit website…, which offers a credit card for low monthly payments.

3. Family Health Care

Family Health Care…Click to open a new tab to the Family Health Care website… is a local primary care clinic that provides affordable health services.

Its website states, “We do not refuse care for any patient, regardless of ability to pay. Whether you have health insurance or not, we will help you get the care you need.”

So, what’s the catch?

Extensive treatments may not be available.

With limited services, you may not be offered every option and risk making irreversible choices like a tooth extraction as opposed to a root canal.

4. Red River Valley Dental Access Project

The Red River Valley Dental Access Project…Click to open a new tab to the RRVDA website… is a nonprofit organization that provides immediate pain relief for low-income dental patients in Fargo.

This walk-in dental clinic is available every Tuesday on a first-come, first-serve basis.

P.S. You may see Dr. Harnish volunteering here. He loves to help our community!

Affordable Fargo Dentist Without Insurance?

It is very much possible!

Because you deserve high-quality dental care. Hopefully, this list will guide you in the right direction.

And if you have any questions, please get in touch with our dental office in Fargo, ND.

We would be more than happy to help you!

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Arch Dental is located in Fargo, ND, and serves surrounding communities, including Moorhead, West Fargo, Oakport, Dilworth, Horace, Sabin, Detroit Lakes, Lisbon, Bismarck, and Grand Forks.